What if I miss open enrollment?

If you miss open enrollment and need health insurance, you'll need to qualify for "special enrollment" by having a qualifying life event in order to apply. The follow list includes the most common qualifying life events:

  • Losing existing health coverage
  • Turning 26 and losing coverage through a parent's plan
  • Getting married or divorced
  • Having (or adopting) a baby
  • Death in the family
  • Moving to a different ZIP code or county
  • Becoming a US citizen
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