Health Insurance 101
Individual Insurance Overview
What's Obamacare (in as few words as possible)?
What's always covered with every plan?
How is my insurance cost determined?
Can I be denied coverage for pre-existing condition?
What's the deal with the metal tiers?
HMOs and PPOs and EPOs oh my!?
Deductibles, premiums, co-insurance...what do I need to know?
What's an "on-exchange" or "marketplace" insurance plan?
Individual Insurance FAQs
Applying During Open Enrollment
What is open enrollment?
What if I miss open enrollment?
Do I need to notify my current carrier if I change plans?
If I want to keep my same plan next year, what do I do?
Choosing a Plan
I'm healthy and don't take any medications
I'm expecting to have a baby next year
I have pre-existing conditions that require ongoing care
Traditional Insurance Alternatives
What is Medi-Share and how does it work?
When can I enroll in a Medi-Share plan?
Doctors, Hospitals, Prescriptions
Are my doctors, hospitals, and prescriptions covered under a plan?
If I see an out of network doctor, what happens?
Will my doctor remain in network next year?
Do I need to have a primary care physician?
Who is eligible to be a dependent under my plan?
How long can I keep my child on my plan?
How do I add my newborn baby to my plan?
Should I have my spouse and children on separate plans?
Should I get dental insurance?
What is a dental discount program?
Using Take Command Health
I enrolled for a plan through Take Command Health, what's next?
When will I know if my application is approved?
My Membership Account
Upgrading, Changing, or Cancelling my Membership Plan
How does the Membership Plan work with my insurance plan?
Pharmacy discounts - how does it work?
Tele-medicine - how does it work?
Bill negotiation - how does it work?
Dental discounts - how does it work?
Vision discounts - how does it work?